Legal
Privacy Policy
Website information and mortgage disclosure page.
Last updated: July 24, 2026.
This Privacy Policy explains how information may be collected, used, and protected when you visit Winter Springs Home Loans, contact the mortgage team, call the published telephone number, or follow a link to the secure mortgage application. This website provides general mortgage education and connects visitors with mortgage-related services.
Information you choose to provide
You may provide contact details and information about a purchase or refinance when you call, request a consultation, or begin an application. That information may include your name, telephone number, email address, target property or price range, desired loan type, timeline, and questions. A formal mortgage application may request additional identity, employment, income, asset, debt, credit, property, and demographic information as permitted or required by law.
Do not send Social Security numbers, full financial-account numbers, tax returns, identification documents, or other sensitive records through ordinary email or an unsecured message. Use the linked secure application and document-delivery process for confidential financial information.
Information collected through website use
Standard hosting, security, and analytics technology may record technical information such as Internet Protocol address, browser and device type, referring page, pages visited, approximate location, and date and time of access. Cookies or similar technologies may support website operation, remember preferences, measure traffic, and help identify technical problems. Browser settings can limit cookies, although some website functions may then work differently.
How information may be used
Information may be used to respond to questions, provide requested mortgage information, process or support an application, communicate about a loan inquiry, improve website content, maintain security, detect misuse, comply with legal obligations, and keep business records. Mortgage information may also be used to evaluate products or services relevant to the request you made.
When information may be shared
Information may be shared with service providers that support website hosting, communications, security, analytics, application processing, document delivery, credit review, underwriting, closing, or other mortgage operations. It may also be disclosed when required by law, legal process, regulatory request, fraud prevention, safety needs, or a business transfer. Service providers receive information for their assigned functions and are expected to handle it under applicable agreements and law.
Third-party websites and secure application
This website links to external services, including a separately hosted secure mortgage application and regional mortgage resources. Those services operate under their own privacy policies, security practices, and terms. Review the policy displayed by a third-party service before submitting information there. Winter Springs Home Loans is not responsible for the content or privacy practices of an independently operated website.
Data security and retention
Reasonable administrative, technical, and physical safeguards may be used to protect information. No internet transmission, email, or storage system can be guaranteed completely secure. Information may be retained for the time needed to respond to a request, provide services, meet recordkeeping and legal obligations, resolve disputes, and protect legitimate business interests.
Your choices and questions
You may choose not to provide information through this website, although that can limit the ability to respond or provide requested services. You may also adjust browser cookie controls. To ask a privacy question or request an update to contact information you previously supplied, use the telephone number or options on the Contact page. Requests are handled subject to identity verification, applicable law, and required mortgage record retention.
Policy updates
This policy may be updated as website practices, services, or legal requirements change. The revision date above indicates the latest posted version. Mortgage programs, rates, fees, guidelines, and qualification requirements may change independently of this policy. Equal Housing Opportunity. Licensed entity and NMLS disclosures must be completed with the appropriate business information.